:root{--text: #12305e;--muted: #4b6388;--muted-soft: #6f83a5;--line: rgba(73, 116, 186, .16);--blue: #2d74ff;--bg-soft: #f6faff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;color:var(--text);background:#fff}a{color:inherit;text-decoration:none}.container{width:min(1060px,calc(100% - 40px));margin:0 auto}.site-header{padding:18px 0 0;background:#fff}.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:12px 0;border-bottom:1px solid var(--line)}.brand{display:inline-flex;align-items:center;gap:12px;min-width:0;color:#1d4481;font-size:clamp(1.22rem,1.4vw,1.62rem);line-height:1;font-weight:780;letter-spacing:-.035em}.brand-mark{width:clamp(34px,4vw,42px);height:auto;display:block;flex:0 0 auto}.nav-link{color:#3f5b82;font-size:.94rem;font-weight:680}.hero{padding:76px 0 44px;background:#fff;border-bottom:1px solid var(--line)}.eyebrow{margin:0 0 18px;color:var(--blue);font-size:.86rem;font-weight:820;text-transform:uppercase;letter-spacing:.08em}h1{max-width:760px;margin:0;color:#173c74;font-size:clamp(2.7rem,6vw,5.4rem);line-height:.98;font-weight:760;letter-spacing:-.065em}.hero-sub{max-width:760px;margin:22px 0 0;color:#49658c;font-size:clamp(1rem,1.8vw,1.16rem);line-height:1.65;font-weight:560}.meta{margin-top:22px;color:var(--muted-soft);font-size:.94rem;line-height:1.55;font-weight:600}.legal-layout{display:grid;grid-template-columns:260px minmax(0,1fr);gap:44px;align-items:start;padding:48px 0 92px}.toc{position:sticky;top:18px;padding:6px 0;border-right:1px solid var(--line)}.toc strong{display:block;margin-bottom:12px;color:#173c74;font-size:.95rem}.toc a{display:block;padding:7px 20px 7px 0;color:var(--muted);font-size:.92rem;line-height:1.35;font-weight:620}.toc a:hover{color:var(--blue)}.legal-content{max-width:760px}.legal-section{padding:0 0 34px;border-bottom:1px solid var(--line);scroll-margin-top:20px}.legal-section+.legal-section{padding-top:34px}.legal-section h2{margin:0 0 16px;color:#173c74;font-size:clamp(1.45rem,2.4vw,2rem);line-height:1.12;font-weight:760;letter-spacing:-.04em}.legal-section p,.legal-section li{color:var(--muted);font-size:1rem;line-height:1.72;font-weight:520}.legal-section p{margin:0 0 14px}.legal-section p:last-child,.legal-section ul:last-child{margin-bottom:0}.legal-section ul{margin:0 0 14px;padding-left:22px}.legal-section li+li{margin-top:8px}.site-footer{padding:28px 0 34px;border-top:1px solid var(--line);background:var(--bg-soft)}.footer-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;color:var(--muted-soft);font-size:.92rem;font-weight:600}@media(max-width:860px){.container{width:min(100% - 28px,1060px)}.nav{padding-bottom:10px}.brand span{display:none}.hero{padding:56px 0 34px}.legal-layout{grid-template-columns:1fr;gap:28px;padding:34px 0 72px}.toc{position:static;border-right:0;border-bottom:1px solid var(--line);padding-bottom:22px}.toc a{padding-right:0}.footer-inner{align-items:flex-start;flex-direction:column}}